Home Insurance

Homeowner’s Insurance is arguably one of the most important insurance policies you can purchase. Not only does it protect your property, but it also covers liability issues. The liability coverage in these policies generally cover legal responsibility for incidents that may occur on your property. Incidents are usually defined as any injury and/or property damage that may occur at your home.

Under a homeowner’s policy, your property is protected against what is called events of “peril.” Such events can be fires, theft, vandalism, etc. There are however, a few exceptions to the coverage on a typical homeowner’s policy. Usually these exceptions are floods, earthquakes, or damages due to poor maintenance. Fortunately, there are comprehensive supplemental policies that you can add to your homeowner’s policies to protect you from events like floods and earthquakes. A home is a huge investment of your time and money, it contains precious memories, don’t risk losing them. Make sure that it is adequately protected by an insurance agent that you can trust. Call us today and fill out our home insurance quote form to get your new, comprehensive homeowner’s policy.

Who needs flood insurance? Everyone? Every year, homeowners file more than $2 billion worth of flood damage claims. Of these, most of the homes were nowhere near a body of water or a traditional flood plain. To be sure, a flood is an unpredictable phenomenon. Contact us today learn how we can provide you with comprehensive, and affordable, flood insurance.